Money Train 4 is the 2023 finale of Relax Gaming's Money Train series. It moves to a 6x6 scatter pays grid and raises the maximum win to 150,000x, the highest in the series. The Money Cart respin bonus is still the centre of the game, now with new symbols that add rows and upgrade others. It suits experienced players who know the series and want the most extreme version of it.
How does Money Train 4 work?
Unlike the earlier games, Money Train 4 uses a 6x6 grid with scatter pays, so symbols pay when enough of them land anywhere on the screen rather than on fixed lines. The base game also features respins that are driven by multiplier symbols.
The main goal is still the Money Cart Bonus. Bonus symbols with bet values lock in place, respins reset when new symbols land, and the total on the grid is paid when the respins end.
What are the Money Train 4 bonus features?
Money Train 4 adds several new special symbols to the Money Cart round. The Arms Dealer can turn up to four bonus symbols into other special symbols. Adjacent symbols act on the positions next to them, the Unlocker opens additional rows, and the Upgrader turns up to three special symbols into Persistent versions.
Persistent symbols trigger on every respin for the rest of the round, so an early Upgrader can change the outcome a lot. Familiar characters from earlier games, such as Collectors, Payers and Snipers, also appear.
A Bonus Buy is available in many markets and lets you start the Money Cart directly. Some sources list a slightly higher RTP for the buy feature.
Is Money Train 4 worth playing? RTP and volatility explained
The base RTP is listed at 96.1%, and the buy feature is listed at up to 96.5%. Casinos can choose lower settings, which is why you should check the paytable before you play.
Volatility is rated very high, and some reviewers call it extreme. A hit frequency of about 20% means plenty of losing spins, and most bonus rounds pay a modest multiple. The 150,000x cap is very rare, so plan your stake around the long run rather than the headline figure.
Tips before you play Money Train 4
- Confirm the RTP in the game's info menu, since casinos can run different settings.
- Learn the new symbols in demo mode first; the Upgrader and Unlocker change how the bonus plays out.
- Pick a stake that gives you a few hundred spins of budget at minimum.
- Treat the Bonus Buy as a high risk option and set a firm limit before using it.
- If you are new to the series, consider starting with Money Train 2 or 3, which are a little easier to follow.