Money Train 3 is the third entry in Relax Gaming's Money Train series, released in 2022 with a steampunk look and a 100,000x maximum win. The 5x4 grid and 40 paylines carry over from the earlier games, but the Money Cart bonus has a longer list of special symbols. It is aimed at players who enjoy chasing a big bonus and accept that most spins will pay little or nothing.
How does Money Train 3 work?
You spin a 5x4 grid with 40 paylines. Line wins are fairly small, and the base game mostly exists to deliver bonus symbols. At random, a sticky respin feature can start in the base game: one symbol becomes sticky, matching symbols that land also stick and award another respin, and a multiplier of up to 3x can apply.
Landing three or more bonus symbols starts the Money Cart Bonus, a hold and respin round where the real action happens. Bonus symbols carry bet multipliers, and special characters change those values as the round goes on.
What are the Money Train 3 bonus features?
The Money Cart Bonus begins with three respins, and any new symbol resets the counter. When the respins run out, every value on the grid is paid.
The cast of special symbols is bigger than in the previous game. The Collector gathers values, the Payer spreads value to other symbols, and the Sniper doubles random symbols. New additions include the Tommy Gun Sniper, which can double a symbol up to six times, and the Tommy Gun Payer, which can add a value of up to 100x the bet several times. The Absorber removes and collects multipliers, while the Persistent Shapeshifter turns into a different special symbol on each respin.
Persistent versions of these symbols trigger on every respin, which is what makes very large totals possible. Outside the UK, you can usually buy the bonus directly.
Is Money Train 3 worth playing? RTP and volatility explained
The RTP is usually listed at 96.1%, with at least one listing rounding it to 96%. Relax Gaming notes that the Bonus Buy affects the RTP, and casinos can choose lower settings, so look at the in-game rules.
Volatility is very high. The 100,000x cap is the headline, but most Money Cart rounds land far below it, and you can go hundreds of spins without a bonus. This is a game for a planned budget, not for quick sessions with a small balance.
Tips before you play Money Train 3
- Check the paytable for the RTP setting your casino uses before playing for real money.
- Use the demo to learn what each special symbol does, because the bonus is easy to misread at first.
- Keep stakes low enough that a long dry spell does not end your session early.
- If you buy the bonus, decide in advance how many buys you can afford and stop there.