Inpay is a Danish payment company that specialises in international bank transfers, routing money through local banking systems so that payments arrive faster and cheaper than a classic cross-border wire. Casinos use it to accept bank deposits from players in many countries and to send winnings back to their bank accounts. It suits players who want to use their regular bank account rather than a card or wallet.
How to deposit with Inpay at an online casino
With Inpay you do not open an account. When you choose it in the cashier, you receive bank transfer instructions, typically a local account number or IBAN, the amount and a unique reference. You send the transfer from your own online banking, and Inpay matches the incoming payment to your casino account using that reference.
In some countries Inpay connects to instant payment systems or offers a bank-selection flow, which makes the process closer to an online bank payment. In others it is a manual transfer, so the speed depends on your bank.
Two details cause most delays. First, some banks limit the length of the reference field or strip special characters, so check that the full reference fits. Second, sending from an account in someone else's name, such as a partner or company account, usually leads to the payment being returned, because the casino cannot match the sender to your profile.
Inpay suits players who prefer to keep everything within their regular bank account and who make fewer, planned deposits rather than frequent small ones. Players in countries where card payments to gambling merchants are often declined may find a bank transfer through a local route more reliable.
- Choose Inpay in the cashier and enter the amount you want to deposit.
- Copy the beneficiary account details and the payment reference exactly as shown.
- Log in to your online banking and create a new transfer using those details.
- Paste the reference into the reference or message field without changes.
- Confirm the transfer with your bank's authentication.
- Wait for the payment to arrive, which can be minutes on instant rails or longer for standard transfers.
- Contact support with your bank receipt if the deposit has not appeared within the stated time.
Withdrawing with Inpay
In our data, 4 of the 5 casinos that accept Inpay also pay withdrawals to it. The fastest crypto and e-wallet payouts come from GunsBet (0-1 hours).
Inpay is often used for payouts as well, because it can send money to bank accounts in many countries through local clearing. You provide your bank details in the cashier, usually an IBAN or local account number, and the casino sends the withdrawal through Inpay once it is approved.
The account must be in your own name. Casinos will ask for identity verification, and they may ask for a bank statement showing your account details before the first payout to a new account.
After approval, many payouts arrive within one to a few business days, and faster where local instant payment systems are used. Check whether your bank charges for incoming international payments, as some still do even when the money arrives through a local route.
Fees, limits and processing times
Inpay charges the casino rather than the player in most setups, but your own bank may charge for outgoing or incoming transfers, especially if a currency conversion is involved. Sending in the currency the casino requests usually avoids extra conversion. Limits are set by the casino and by your bank's daily transfer limits, which can be relatively high compared with card or voucher methods.
Timing is the main variable. Instant domestic transfers can be credited within minutes, while standard transfers sent late on a Friday may not arrive until the next business day or later. If you want to play soon, a card or wallet may be quicker; Inpay suits larger, planned deposits.
Inpay and casino bonuses
Across the 5 casinos above where we have bonus terms, the average welcome bonus wagering is 40x.
Bank transfers through Inpay are usually eligible for bonuses. The delay is the main issue: if the money arrives after a bonus window closes, the bonus may not apply. Opt in before sending the transfer, and check the minimum deposit and wagering terms.
A transfer that is credited after the bonus window has closed generally cannot be converted into a bonus deposit later, so plan any bonus around standard transfer times rather than best-case instant timing.
Is Inpay safe for online gambling?
Inpay is a regulated payment institution supervised in Denmark, and payments go from your bank using your bank's normal security. You never share your login with the casino. The main risks are human error, such as a wrong reference or account number, and scams that imitate payment instructions. Only use details shown in the casino cashier, and never transfer to account details sent by chat or email.
Because bank transfers can move larger amounts, they make it easier to deposit more than intended. Decide your budget in advance and set limits in your casino account. Keep transfer receipts until the deposit is credited.
Myths vs facts
- Myth: You need an Inpay account to use it.
- Fact: There is no player account. You simply make a bank transfer using the details and reference shown in the cashier.
- Myth: International bank transfers always take a week.
- Fact: Inpay routes many payments through local banking systems, so they are often much faster than a classic wire.
- Myth: The reference field is optional.
- Fact: The reference is how the payment is matched to your account. Without it, the deposit can be delayed or returned.
- Myth: Inpay is only for very large deposits.
- Fact: It can handle larger amounts than many methods, but casinos also accept smaller transfers above their stated minimum.
Before you deposit with Inpay
- Copy the account details and reference exactly.
- Send in the currency requested to avoid conversion fees.
- Check whether your bank charges for incoming transfers.
- Make sure the bank account is in your own name.
- Allow time for standard transfers before bonus deadlines.
- Keep your bank receipt until the deposit is credited.
- Set a deposit limit before sending larger amounts.